Frequently asked questions

HPP is a flexible payment plan designed to help individuals pay off high medical bills over time. Through our unique partnership model and cutting-edge ML/AI models and processes we offer the lowest-cost payment plan when customers apply through our preferred partner route.

Our current offer covers medical bills up to $5,000. We are continuously working to improve & expand our offer.

To qualify for HPP, individuals must:

• Be employed by or affiliated with one of our preferred partners.
• Pass a credit check and approval process.
  • Credit score is not impacted for checking health payment plan. If you decide to move forward and sign the contract, then we make hard-inquiry on your credit file.
• Submit all valid & unpaid medical bills for financing.

Our strength is bringing most affordable healthcare payment plan, one way we do is verify the medical bills and validate accuracy, hence we ask for medical bills.

All medical bills are securely stored in HIPAA-compliant systems and accessed by Rapid Financing AI Technologies LLC in strict accordance with our Privacy Policy, ensuring the highest level of data protection.

We provide conditional approval instantly. Post conditional approval we do verification or medicals bills and provide final approval within 48 business hours.

Once loan is finally approved, then money from loan is used to pay off the medical bills. The money is provided to the medical provider directly. Money is not deposited to customer bank account.

Applying is simple:

1. Visit our online portal via our partner channel and complete the application.
2. Pass our simple credit check
3. Upload your medical bills for verification.
4. Receive approval and select a payment plan that suits your budget.

No. Rapid Financing AI Technologies LLC believes in transparency. Our plans come with clear terms, no hidden fees, and no surprises.

Rapid Financing AI Technologies LLC offers TPAs and Benefit Administrators a suite of advantages to enhance their service offerings and operational efficiency:

• Customized Benefit Plans: Rapid Financing AI Technologies LLC collaborates with administrators to design tailored benefit plans that align with organizational goals and employee needs.
• Enhanced Member Experience: By offering user-friendly interfaces and efficient claims processing, Rapid Financing AI Technologies LLC improves the overall experience for plan members, leading to higher satisfaction rates.
• High Net Promoter Score (NPS): Rapid Financing AI Technologies LLC's commitment to excellence is reflected in its high NPS, indicating strong customer loyalty and satisfaction
• Advanced Data Analytics: The platform provides comprehensive data analytics, enabling administrators to gain insights into claims, utilization, and cost trends, facilitating informed decision-making.
• Regulatory Compliance Support: Rapid Financing AI Technologies LLC assists in navigating complex regulatory requirements, ensuring that benefit plans adhere to current laws and standards.
• Seamless Integration: Designed for compatibility, Rapid Financing AI Technologies LLC integrates smoothly with existing administrative systems, streamlining processes and reducing operational burdens.

These features empower TPAs and Benefit Administrators to deliver effective, compliant, and member-centric benefit solutions.

Rapid Financing AI Technologies LLC helps providers by reducing bad debt, ensuring timely payments, and improving patient affordability. With fewer unpaid bills and smoother transactions, providers can focus on delivering quality care.

By streamlining payments, we help:

• Reduce disputes, collection delays, and days sale outstanding (DSO)
• Improve provider cash flow with predictable payments.
• Enhance collaboration between payors and providers, leading to a more efficient healthcare system.

Absolutely! Brokers can enhance their benefits offerings by integrating Rapid Financing AI Technologies LLC’s Healthcare Payment Plan (HPP) into their portfolios. This enables employers to offer an innovative, low-cost payment solution, improving employee financial well-being and overall satisfaction.

If a payment is missed, Rapid Financing AI Technologies LLC will:

• Send a reminder to the customer
• Attempt to repull the payment up to two times to facilitate successful processing.
• If the issue persists, alternative payment arrangements may be explored.

Conditional approval is provided instantly.
Final approvals are typically processed within 24-48 hours, depending on the completeness of the application and supporting documents & medical bills.

Yes! Customers can pay off their balance early without any prepayment penalties.

We accept ACH payments and debit cards. We also have autopay options for added convenience.

Yes, Rapid Financing AI Technologies LLC is developed by banking and fintech professionals committed to full compliance with all applicable local, state, and federal laws, including those enforced by regulators such as the Federal Reserve Board (FRB) and the Consumer Financial Protection Bureau (CFPB). The CFPB supervises a range of companies to assess their compliance with federal consumer financial laws.
Rapid Financing AI Technologies LLC adheres to these standards to ensure our services are fair, transparent, and competitive.

Yes. We use bank-level encryption and adhere to strict compliance standards to protect your personal and financial information.

Yes, we fully comply with ACH & EFTA regulations, ensuring:

• Debit card provisions for flexible payments.
• Autopay validity for a defined period.
• Repulling payments up to two times in case of a missed payment.

For support, reach out to us via:

• 📧 Email: info@rapidfi.com
• 📞 Phone: 1-469-327-2080
• 🌍 Website: www.rapidfi.ai

Visit our website for additional details, partner inquiries, and application instructions.